bond - How is dissolving a physical change and not a chemical change?

When salt dissolves in water it dissociates and it is no longer in a lattice structure. The electrostatic forces are no longer there and are replaced by water-ion interactions. To me that sounds like old bonds breaking and new bonds forming. Shouldn't the reaction look something like this? $$\ce{NaCl + H2O -> Na+ + Cl- + H2O}$$